Study Finds Disparities in Mortgages by RaceThe New York Times By MANNY FERNANDEZ Published: October 15, 2007
Goolsbee, Austan (2007-03-29). "'Irresponsible' Mortgages Have Opened Doors to Many of the Excluded". Economic Scene. The New York Times. สืบค้นเมื่อ 2007-08-12. Professor Rosen explains, “The main thing that innovations in the mortgage market have done over the past 30 years is to let in the excluded: the young, the discriminated against, the people without a lot of money in the bank to use for a down payment.”
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